Car Buying Tips

Dealer Financing vs. Direct Lending – So you’ve done your research and have found the perfect car for you. Now it’s time to think about how you want to purchase your vehicle. While most people will end up financing at a dealership, you should think about your options when it comes to financing your next car or truck.

Experience Counts! – Take someone along who knows how to deal – Buying a car is a large investment, and is not to be taken lightly. You CAN get a better deal than the sticker price if you know what you’re doing.

Take Advantage of dealer incentives and rebates before they’re gone – Dealers have been aggressively offering buying incentives for their vehicles over the past year. With some dealers offering zero percent financing and rebates up to $5,000, there has never been a better time to buy a new vehicle. While many American car companies are struggling, the import market is still strong. Look for import incentives to move on in the coming months. It is important to remember that your credit will impact the type of incentives offered to you when financing a vehicle through a dealership. Only those customers with excellent credit are likely to be offered rates near zero percent.